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Should I File A Workers’ Compensation Claim or Sue My Employer?

Published on July 20th, 2020 by The Illinois Hammer Injury Law Firm

Should I File A Workers’ Compensation Claim or Sue My Employer?

I’ve Been Hurt at Work and Need Help, But I Don’t Want To Lose My Job By Suing. Now What?

“Should I File A Workers’ Compensation Claim or Sue My Employer?” is a question we hear often.

The great news is you don’t have to sue! At the Illinois Hammer Injury Law Firm, we know how frustrating and scary life can be after experiencing an injury at the workplace, and we’re here to help you through the next steps to get the money you deserve.

Read on to find out what qualifies as a workplace injury, how you can get the money you need without losing your job, and how The Illinois Hammer Injury Law Firm can help you get the most money possible after you’ve been hurt at work.

First, what exactly is a workplace injury?

A workplace injury is any type of injury that occurs while performing work duties, whether on or off the premises of the job. For example, if you work in a factory and you break your arm due to a machine malfunction, this is an on-premise workplace injury. If you work for a delivery service, such as Amazon, and you slip and fall on ice while delivering a package, this is an off-premise workplace injury. Similarly, if you suffer an injury while working at a construction site, this would also be an off-premise workplace injury. 

How do I get the money I deserve without suing my employer and losing my job?

After being hurt at work, you may be left wondering, should I file a workers’ compensation claim or sue my employer? In order to receive money for medical care, lost wages, and more after a workplace injury, your best course of action is to file a claim with your employer’s insurance company. This insurance company has been hired by your employer to deal with workplace injury claims, and it is illegal for your employer to fire you for utilizing this workers’ compensation insurance. The insurance company will be the one who provides you with the benefits you’re entitled to after a workplace injury. 

Why do I need an attorney to help me file my claim?

The insurance company is made up of individual insurance adjusters, who will review your claim and determine how much money you will receive. An insurance adjuster wants to save their employer, the insurance company, as much money as possible. This is why an attorney is necessary. An insurance adjuster will try to give an injured worker less than they are entitled to. A Workers’ Compensation attorney, like the Illinois Hammer Injury Law Firm, will fight the insurance adjuster to get you more. This can be the difference between thousands of dollars or hundreds of thousands of dollars.

Hiring an attorney to take on your case against an insurance adjuster does not negatively impact your relationship with your company. An attorney fights the insurance adjuster so you can receive benefits like reimbursements for medical bills, paid time off while you’re recovering from an injury, and more.

What should I do now that I’ve been injured at work?

While cases vary for workplace injuries, we offer free case assessments 24/7 to help you understand your legal rights. The Illinois Hammer Injury Law Firm knows that it can be difficult to navigate through a worker’s compensation claim, and we are here to help you. We help uncomplicate the process so you can focus on getting better.

With more than 25 years of experience and more 5 star reviews than any other injury law firm in the state, the Illinois Hammer has the expertise to get you the money you deserve. We’re ready to answer your questions, so call us today.

 

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